Effective Date: June 19, 2026
Welcome to Ratmansky Consulting ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website, products, and services (collectively, the "Services").
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, you should not use our Services.
Ratmansky Consulting reserves the right to modify or update these Terms at any time. Any changes will become effective immediately upon posting on this page. Continued use of the Services after changes are posted constitutes acceptance of the updated Terms.
Ratmansky Consulting provides professional consulting, business advisory, coaching, educational, research, and related business services. We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.
By using our Services, you agree to comply with all applicable laws and regulations.
If payments are required for services, you agree to provide accurate and complete billing information. All transactions are subject to verification and approval.
Unless otherwise stated in writing, all fees paid for services are non-refundable once services have commenced. We reserve the right to refuse or cancel any transaction at our discretion.
All content on this website, including text, graphics, logos, images, documents, videos, software, and design elements, is the intellectual property of Ratmansky Consulting and is protected by applicable copyright, trademark, and intellectual property laws.
No content may be copied, reproduced, distributed, modified, or used without prior written consent from Ratmansky Consulting.
Our Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not guarantee that the Services will be uninterrupted, error-free, or suitable for any particular purpose.
To the maximum extent permitted by law, Ratmansky Consulting shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or relating to the use of our Services or website.
Our total liability for any claim arising from or related to the Services shall not exceed the amount paid by the customer for the specific service giving rise to the claim.
You agree to indemnify, defend, and hold harmless Ratmansky Consulting, its owners, employees, contractors, and affiliates from and against any claims, damages, liabilities, costs, and expenses arising from your use of the Services or violation of these Terms.
We reserve the right to suspend or terminate access to our Services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to our business, users, or third parties.
These Terms shall be governed by and construed in accordance with the laws of the State of South Carolina, United States, without regard to its conflict of law principles.
If you have any questions regarding these Terms of Service, you may contact us:
Owner: Dmitry Ratmansky
Business Name: Ratmansky Consulting
Address: 131 Fine Rd, Spartanburg, South Carolina, United States, 29303
Email: [email protected]
Phone: +1 484 725 4297